Should I work with the insurance company directly or hire an attorney?

It is never a good idea to try to handle a personal injury claim and deal with the insurance company on your own. You need someone who will fight for the maximum payout in your case, helping you navigate the claims process and negotiate a fair settlement. Even if you decide to file your claim on your own, it pays to let a knowledgeable personal injury attorney review your settlement offer before you agree to it.

At Hoffoss Devall, we can help you hold the at-fault driver accountable and get the compensation you deserve after a Louisiana personal injury. Call our Lake Charles office today at 337-433-2053 to schedule your free case analysis.

Why do I need an attorney’s help with my Louisiana injury claim?

After a serious injury, you need someone on your side fighting for your best interests. Insurance adjusters often project a caring and supporting persona, but make no mistake: the insurance company is not on your side. The insurance adjuster has an allegiance to his own company, and works to protect the company’s bottom line. This is true even when it is your own insurance company you are working with.

When you have a personal injury lawyer on the case, we can work to protect your right to fair compensation and help maximize your payout by building a strong case and negotiating aggressively with the insurance company.

How could working with the insurance company directly hurt my case?

Insurance companies have certain tactics they use to minimize the compensation they pay out to accident victims who file claims. A few of these include:

Lowball Offers

Insurance companies know you are under financial stress and want a settlement as soon as possible. For this reason, they often make lowball offers well below a total that will cover your injury-related losses. Do not make the mistake of accepting one of these offers just to get the process over with. Give us a call, and we can negotiate a fair claim.

Trying to Get a Recorded Statement

We tell our clients to never give a recorded statement to the insurance company. Insurance adjusters often ask for a recorded statement in the early days after an injury, when the facts of the case are not clear. Speaking on record at this point could come back to haunt you. Instead, let us complete an investigation and then we can get the insurance company the information it needs.

Arguing You Contributed to the Incident

One of the most common ways insurance companies try to reduce your compensation is by saying you caused the accident or contributed to your injuries. If they can get you to admit to not wearing a seatbelt, texting while walking, or ignoring doctor’s orders, they may be able to significantly reduce the amount they pay you.

Call the personal injury lawyers at Hoffoss Devall today.

At Hoffoss Devall, we handle your Lake Charles injury claim from start to finish, ensuring your rights remain protected throughout. If you want to maximize your injury settlement, your best bet is to contact an attorney. We are ready to go to work for you, filing your insurance claim and fighting to get you the payout you deserve.

Call us today at 337-433-2053 to get started. We handle injury claims on a contingency basis, so you do not have to pay us until we secure your settlement.