An estimated 14 percent of Louisiana drivers are uninsured, and this figure is well above the national average. On top of that, there are a significant number of under-insured drivers, because the state minimum is only $15,000 per person in bodily injury coverage and $25,000 in property damage coverage.
Fortunately, in many such cases, there may be a responsible third party in addition to the tortfeasor (negligent driver), so victims can more easily obtain fair compensation for their injuries.
[Read more…] about Third Party Liability In Car Crashes