A strong evidentiary and legal case may not be enough to obtain compensation for injuries in a car crash case, because the defendant must also have the ability to pay damages. Solvency is often an issue in Louisiana, because the number of uninsured drivers is significantly above the national average. There are also thousands of under-insured motorists, because the state only requires $15,000 of personal injury and $25,000 of property damage protection. In a serious wreck, these amounts may not be enough to fully compensate the plaintiff. Fortunately, the tortfeasor (negligent driver) may not be the only party that is liable for damages.
Employer Liability
Under the doctrine of respondeat superior (Latin for “let the master answer”) employers are responsible for the negligence of their employees. In addition to car crash cases, this doctrine also comes into play in medical negligence and nursing home abuse cases that involve negligent medical professionals or other caregivers. [Read more…] about Third Party Liability In Negligence Cases